Ten Steps To BuyingA Home
1. Pre-Approval
Get pre-approved for a mortgage. Click here to apply for a loan!
2. Home Search
We’ll help you find a great home that meets your needs and budget! Click here to complete our quiz.
3. Offer
We’ll help you submit an offer that has the best chance of success!
4. Offer Acceptance
If your offer is accepted by the seller, we open escrow and the hard work begins. At this point your lender will produce a loan estimate detailing your expected costs for this mortgage.
5. Home Inspection
We recommend a qualified home inspector who will go over the home with a fine tooth comb! $$ This is an upfront cost for the buyer usually from $350-$500.
6. Appraisal
Your lender will hire an appraiser to value the home. $$ This is also often paid by the buyer upfront. Expect the Appraisal to cost between $650-$800.
7. Loan Approval
All Loan conditions are met, and the underwriter has given your loan a “Clear-To-Close.”
8. Closing Disclosure
Your lender will issue a closing disclosure, which will lay out all of the final calculated costs for the loan.
9. Final Walkthrough
We’ll do a final walkthrough to be sure any necessary work has been completed and the home is in the expected condition.
10. Closing Day
Congratulations! The title transfer to the home has been filed and you are proud new home owners!